Independent Broker · South Florida

Insurance is complicated. Your plan shouldn't be.

Velero Insurance Group is an independent Medicare, health, and life insurance brokerage in South Florida. Robert Mendoza helps clients compare real options across multiple carriers — then explains it in plain English. No pressure, no cost to you.

Licensed & independent Multiple carriers compared Always free to you
Robert Mendoza, licensed insurance agent

Robert Mendoza

Licensed Agent, Velero Insurance Group

Medicare Advantage Medicare Supplement Part D ACA & Short-Term Health Life Insurance Long-Term Care

Two courses, one captain

Which waters are you navigating?

Medicare and under-65 coverage are entirely different journeys. Robert charts a plan built for where you actually are.

Ages 65+

Medicare Clients

Relationship-first service — annual reviews, in-person visits, and a real person to call. Medicare Advantage, Medicare Supplement, and Part D compared side by side, explained without the jargon.

  • Annual Enrollment & plan-year reviews
  • In-person, phone, or video — your choice
  • One agent, year after year
Book a Medicare review
Under 65

Health & Life Clients

Digital-first and efficient. ACA marketplace plans, short-term health, and life insurance — term, whole, final expense, and IUL — quoted and compared over text, email, or a quick call.

  • Open Enrollment & qualifying-event support
  • Fast quotes by text or email
  • Coverage that adjusts as life changes
Get a coverage quote

The voyage

Three waypoints to real coverage

01

Chart

A free, no-obligation call to understand your health needs, budget, and doctors — nothing sold on this call.

02

Compare

Robert lays out real options across carriers, side by side, in plain language — costs, coverage, and trade-offs included.

03

Set Sail

Enroll with confidence, then get a real person to call whenever your coverage or your life changes.

Coverage we navigate

Every policy, one advisor

Robert Mendoza smiling, headshot

About Robert

Insurance can be complex. I'm here to make it simple.

For over six years, I've helped South Florida families and retirees make sense of Medicare, health, and life insurance — without the sales pressure. As an independent broker, I'm not tied to one carrier, so the plan I recommend is the one that actually fits you.

Outside the office, you'll usually find me on the water, in the gym, or spending time with family — and giving back to the Boynton Beach community that's been home for years.

“My job is to make insurance simple and stress-free — so you can stop worrying about it.”

Ship's log

Why South Florida trusts Velero

6+ Years

Guiding South Florida families and retirees through Medicare, health, and life insurance decisions.

~800 Clients

Served across Medicare, health, and life insurance — one relationship at a time, not a call center.

Independent & Backed

Licensed to compare plans across multiple carriers, with HealthMarkets supporting compliance and carrier relationships behind the scenes.

Common questions

Before you reach out

Does it cost anything to work with you?

No. Consultations are always free, and there's no obligation to enroll through me. Carriers pay agent commissions directly — it never adds to your premium.

Can I switch plans if my needs change?

Yes, during your plan's enrollment window or a qualifying life event. I'll reach out before those windows open so you're never caught off guard.

Do you only work with one insurance company?

No. As an independent broker, I compare plans across multiple carriers so the recommendation fits you, not a quota. I may not represent every plan available in your area.

Ready when you are

Let's chart your course.

One free call. No pressure, no obligation — just a clear picture of your options.

Office address & hours: pending — check back soon.